Earthquake Insurance
Bringing you all the competing quotes and offers from top rated companies to get the best policy for you.
Did you know that earthquake insurance is very affordable? Most homeowners don’t. Why else would they fail to protect themselves from one disaster that we KNOW is going to happen? Most agents only offer earthquake protection from the California Earthquake Authority whose rates are generally pretty expensive. At KPIA, we have over a dozen different earthquake insurance products with lower rates, better coverage and lower deductibles than the CEA. It’s going to happen, Learn how to be best prepared!
Find out how KPIA Independent Agents can save you thousands in policy costs and protect your investment.
Earthquake Insurance
Most California property owners understand that scientists are predicting that a major earthquake (8.0 or larger) in California is not only likely, it is all but certain. Despite this, the vast majority do not carry earthquake insurance. This is largely due to the misconception that earthquake insurance is expensive, which can be true in high risk areas. Also, the price can be high when insuring through the California Earthquake Authority (CEA), the only product that most agents and insurance companies offer. However, most Californians don’t live in an area where earthquake premiums are high and they don’t understand that there are much more affordable policies out there that provide much broader coverage than the basic policy offered by the CEA. At KPIA, we draw on 40-years of experience writing earthquake insurance and offer the variety of earthquake products, tailored to fit any insurance plan or budget. After all, it’s not a question of if, but when, that earthquake will happen and when it does, you’ll either be glad you had earthquake insurance or wish you did.
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Mandatory Fire Evacuation Expenses May Be Covered by Your Homeowners Insurance
Mandatory Fire Evacuation expenses and how your homeowners insurance may foot the bill if your family needs to leave in a hurry. It’s well known that many homeowners insurance policies cover lodging and other expenses in the event that your home is damaged in a fire. However, in some cases only a mandatory evacuation for your area is required to use your coverage.
Insurance Review: A (Beloved) Holiday Tradition! (*gag!*)
The end of the year is a great time to review your insurance coverage. Speaking with an experienced and qualified insurance agent is the best way to perform your annual auto insurance review because they will know which questions are relevant, which aren’t and what to look for in the coming year to make sure you’re covered in the event of an auto or home insurance claim.
Guide to Earthquake Insurance Cost Comparisons
Most homeowners are familiar with the California Earthquake Authority, or CEA, and their yearly earthquake insurance offers. In this article, we offer a guide for determining which earthquake insurance options are best for you based on quotes from multiple companies.