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Earthquake Insurance: Is it worth the money?

Did You Feel It? With the recent magnitude-6.8 earthquake off of the coast of Northern California, as well as a much smaller earthquake near Los Angeles, there is a predictable heightening of interest in earthquake insurance.  Many homeowners realize (and many...

Home Insurance – 5 Tips to Save Money

Want to lower your bills?  Start by saving money on your homeowners insurance premium which will in turn save you money on your mortgage payment every month.  As common as home insurance is, many consumers don’t think about it very often.  Likely, this is...

Noah way! That’s Apple Valley?

Yes way!  I took this picture in Apple Valley during the storms last winter but it could have been in any of the High Desert cities or communities.  Victorville and Hesperia (especially Hesperia!) and pretty much every other city in California are also at risk for...

Was “Santa Baby” good to you?

See, all homeowners policies include limitations on certain types of frequently stolen items. For example, it is not uncommon for policies to limit theft of jewelry at $1,500. While that is fine for many pieces of common jewelry, it’s not nearly enough for your...