INSURANCE

KPIA Q & A

FLOOD

How much does it cost?

IT'S NOT AS MUCH AS YOU THINK

Most homes are in preferred zones so flood insurance can be had for as little as $129 per year.  Even higher levels of coverage still only cost less than $1/day in a preferred zone.

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If it's so inexpensive, why don’t more people carry it?

The simple answer is most people think they are not at risk for a flood, when in fact the opposite is quite often the case.

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Given the right circumstances, just about every property is at risk for a flood. Even properties that "can't flood"  can flood. 

How much does it cost to NOT have flood insurance?

Think about your home…

How much would it cost to replace and paint every piece of drywall?  Now how much would it cost to replace everything that touches the floor? Furniture, electronics, appliances, cabinets, doors, carpeting…