Remember, many discounts exist that may not be factored into the online rate you receive. Call us 760-242-2345 to explore additional discounts that may be available. You’d be surprised how we can save you money. That’s what personal service form your local independent insurance agent is all about.
To get a final, GUARANTEED quote, contact us to do a detailed quote. Quite often, the detailed quote we can give will be lower than the estimate given online.
If you have been with your company for more than one policy term, you are most likely receiving a renewal discount, also known as a loyalty discount. If our quote is even close to what you are currently paying, you would save money by switching because you would soon begin to receive that discount off of our already low rates. Most customers see the rates drop by 5% or more, often in as little as 6-months.
In order to provide you with the most useful experience with our quoting, we include other major companies for comparison sake, even if they are less than our best rate. We do not represent all companies that may show up in the rating results but if you contact us, we can assist you in securing coverage from those other companies.
Rates are provided by a third-party vendor that updates them twice a month. All rates are believed to be accurate as of the latest update. We do not guarantee the accuracy of the rates given. If you contact us for a final quote from one of the companies we write, we will guarantee the accuracy of that quote.
Take care when entering the Dwelling limit as the entire quote will be based upon that figure. The suggested limit that defaults is loosely based on the home’s square footage, however in order to get an ‘apples to apples’ comparison to your current policy’s rate we recommend entering your current policy’s Dwelling limit.
To get a final, GUARANTEED quote, contact us to do a detailed quote. Most likely, we will be able to come up with a quote lower than the online estimate presented here.
Prior to writing a homeowners policy, a detailed relacement cost estimate will be done to determine the actual Dwelling limit. Likely, there will be some variance in the quote based on the estimated replacement cost arrived at. Since every company has different requirements in determining replacement costs, we attempt to ensure that the final quote will actually be LOWER than what is estimated on the online quote.
Remember, there are many discounts that may not be factored into the rate you receive. Call us to explore additional discounts that may be available.
If you have been with your company for more than one policy term, you are most likely receiving a renewal discount, also known as a loyalty discount. If our quote is even close to what you are currently paying, you would save money by switching because you would soon begin to receive that discount off of our already low rates. Most customers see the rates drop after only one year, with renewal disocounts up to 15%.
So as to provide you with the most useful experience with our quoting, we include other major companies for comparison sake, even if they are less than our best rate. We do not represent all companies that may show up in the rating results but if you contact us, we can assist you in securing coverage from those other companies.
Rates are provided by a third-party vendor that updates them twice a month. All rates are believed to be accurate as of the latest update. We do not guarantee the accuracy of the rates given. If you contact us for a final quote from one of the companies we write, we will guarantee the accuracy of that quote.
