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and the Best Rates

From Top Insurance Companies


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Auto Insurance

Compare Rates from Top Companies

Why fill out so many online forms just to get a good car insurance quote? Save time and money by using our Quote Center. Just fill out one form and we'll do the rest to bring you all the competing quotes and offers from top rated companies to get the best policy for you.

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Home Insurance

Get the Right Homeowner's Policy

Your home is a huge investment, how you insure it is extremely important. All home insurance policies are not the same and if not properly insured, you may find yourself without a home or the money to rebuild. Learn how to get the best price AND the right coverage for YOUR home.

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What Our Clients Say

"... the most courteous, honorable and professional group of people it's been my pleasure to do business with."

Norene H, Apple Valley

The Hartford Products

Car Insurance

Serving Apple Valley Victorville and Hesperia Since 1972


Why chose an independent insurance agency such as KPIA for your auto insurance? Because we shop multiple companies for the best rate and the right coverage. We feature A+ rated companies with names you know. Names like Mercury Insurance, Progressive and The Hartford. Also, with KPIA you get the best service including real live humans answering your call. Got a question? Give us a call 760-242-2345 or click on link below and learn how to get the best price, best coverage and best service.

Find out how KPIA Independent Agents can save you thousands in premium costs with a policy tailored to your individual needs.


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High desert home insurance

Get The Best Insurance Rates For Your Home

Home Insurance

Your home is a huge investment, how you insure it is extremely important. All home insurance policies are not the same and failure to insure properly, you may find yourself without a home and without the money to rebuild, even if you have insurance. With 40+ years of experience insuring California homes, we understand the hazards of the Golden State. We represent many A Rated companies so you'll get the best price AND the right coverage for YOUR home.

Buying a New Home?

Tips On How To Lower Your Homeowners Insurance Costs.

The biggest key to saving on your homeowners policy is to find the right company. Not only do different companies have different rates, but each carrier also have different rules and discounts. You could call many different companies and compare all of their coverages, but you would still be missing many differences that are crucial to properly insuring your home. Agentless companies (GEICO, E-surance, Auto Club) and agents that represent only one company (State Farm, Farmers, Allstate, Nationwide) can't and won't do such an unbiased comparison for you. Only through the expertise, flexibility and market power of an Independent Agent will you find the best policy. Best part of it all, at KPIA usually we do that and find you the lowest premium on your homeowners insurance. How? Read more here to Lower Your Insurance Costs

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House damaged by earthquake

Earthquake Insurance

It's Not A Question Of If, But When?

Did you know that earthquake insurance is very affordable? Most homeowners don't. Why else would they fail to protect themselves from one disaster that we KNOW is going to happen? Most agents only offer earthquake protection from the California Earthquake Authority whose rates are generally pretty expensive. At KPIA, we have over a dozen different earthquake insurance products with lower rates, better coverage and lower deductibles than the CEA. It's going to happen, Learn how to be best prepared!

Find out how KPIA Independent Agents can get you more earthquake coverage for a lower premium.

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Small business owners in front of their store

Business Insurance

Commercial Insurance for Apple Valley Victorville
and Hesperia

Your business is your life, your livelihood and your passion. You know everything about it and you are an expert at what you do. Does it make sense to trust your business insurance to anybody but the most experienced, professional insurance agent? You don't have time to research all of the nuances to the complex world of insuring today's businesses. However, those nuances could be the difference between smooth sailing and total catastrophe. You've grown your business, let KPIA protect what you've built.

Find out how KPIA Independent Agents can save you thousands in policy costs and protect your investment.

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Recreational Vehicle RVs and Motor Home Insurance

RV and Motorhome Insurance

Protection For Your Home Away From Home

Do you have RV insurance for your motor home or is your RV insured on the same policy as your cars? Many don't realize that it's smarter to get specialized Motorhome Insurance. Why? Because it provides better coverages, specific to the needs of RV enthusiasts, usually at a LOWER PRICE than simply adding it to your auto insurance policy. Specialized towing, trip interruption coverage, personal effects coverage, liability coverage at camp sites are all probably not provided by your regular car insurance. Get smart, get covered then get going!

Call KPIA Independent Agents and get quote

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Kevin Kennedy blogs about insurance with helpful tips how to save money and amusing anectdotes

Give Your Teenager the Boot?

6 Things to Watch for When Shopping for Insurance

KPIA Learning Center

Insurance Blog

Do you want to learn more about insurance? Do you have an insurance question? Kevin Kennedy of KPIA.com blogs about insurance, writing articles of interest to the consumer. With decades of experience writing all kinds of insurance policies in Apple Valley, Victorville, Hesperia and surrounding areas, the blog can educate and inform you about insurance for your car, home, boat, business... whatever you need to insure. You can also find out how you can save lots of money with the correct policy and how we can help you lower your insurance costs.

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KPIA Kennedy Professional Insurance Agency Apple Valley Victorville Hesperia 760-242-2345

KPIA brings together courteous, professional, personal service and the lowest rates for your insurance needs. This level of service doesn't have to cost you more. In fact, calling us or getting an online quote from us will save you time and money. Get even bigger discounts when you package all your insurance policies together. Let us do the work and save you money on auto insurance, homeowner's policy and all your insurance needs.